Need a small loan in South Africa? Check the LendPlus Android app first.
Apply from your phone – no branch visit. Loan offers up to R4 000 for returning customers, decision from 15 minutes, paid to your bank account after you sign.
Get the app on Google Play
Get it onGoogle Play
Free to download. You will be taken to the official LendPlus listing on Google Play. Approval is not guaranteed. Fees and interest apply – see the costs below.
- 15 min+Time to a decision
- NCRCP17814Registered credit provider
- DebiCheckYou confirm every debit order
What it costs: representative example
Representative example (as published by the lender on Google Play): borrow R1 000 for 90 days at 0.1% interest per day.
| Principal | R1 000 |
| Interest (0.1% per day, 36% a year) | R90 |
| Initiation fee | R150 |
| Service fee | R91 |
| Total to repay | R1 331 |
| APR for this example | 60.1% |
APR range: minimum %, maximum %. Repayment period: minimum days, maximum days. The service fee is charged monthly (R60 in the month of repayment plus a pro-rata amount for the month of disbursement), so it depends on your disbursement date. The binding figures are in the pre-agreement quotation you receive before accepting.
Estimate only, based on the example above (service fee assumed as in the example). Your actual offer may differ.
How it works
- Install the appDownload LendPlus from Google Play and create a profile.
- Apply and share proof of incomeWith your consent, income is verified securely via TruID from your bank statements.
- Read your quotationThe pre-agreement statement shows the full cost. You can decline.
- Sign and receive fundsAccept the offer and confirm the DebiCheck mandate. Money is sent to your bank account or eWallet.
The loan app on your phone
Get it onGoogle Play
Who can apply
- 18 years or older
- Valid South African ID
- Valid cell phone number
- Latest 3 months of bank statements showing regular income
The lender assesses affordability and your credit profile. Not everyone is approved. Bank transfers can be delayed outside banking hours; eWallet payout is available.
Questions
Is LendPlus registered?
Lendplus Technology (Pty) Ltd, reg. no. 2023/805154/07, is a credit provider registered with the National Credit Regulator, NCR no. NCRCP17814. Verify at ncr.org.za.
How much can I borrow?
Offers go up to R4 000, available to repeat customers. First-time amounts may be lower.
How do I repay?
By debit order (DebiCheck), electronic transfer, or online in your profile. Early repayment is allowed.
What if I pay late?
A late fee applies. If you cannot pay, phone the lender on +27 71 872 4041 (Mon–Fri 8AM–5PM) to arrange a solution.
Who are you?
This page is an independent advertisement. We are not the lender, do not make credit decisions and do not collect your data. Clicking a button takes you to the official app listing on Google Play.